Debt Avalanche vs Snowball Calculator
Compare the two most popular debt payoff strategies and see which saves you more money.
Your debts
$
Avalanche (highest rate first)
6.6 years
Interest: $8,165
Saves you more
Snowball (smallest balance first)
6.6 years
Interest: $8,165
Total debt$45,000
Interest saved (avalanche vs snowball)$0
Time difference0 months
Avalanche saves the most money mathematically. Snowball gives faster psychological wins by eliminating small debts first. Both work — pick what keeps you motivated.