US financial calculators.
Accurate calculations using verified IRS rates and thresholds. Free, private, no registration.
Income & Paycheck
US Take-Home Pay Calculator
Federal tax, FICA, state tax and 401(k) deductions for any salary. All 50 states.
Paycheck Calculator
See your actual take-home per paycheck — weekly, bi-weekly or monthly.
Self-Employment Tax (SE)
Schedule SE tax — Social Security (12.4%) and Medicare (2.9%) for freelancers.
Bonus Tax Calculator
See how much of your bonus you keep after federal tax and FICA.
Hourly to Salary Converter
Convert hourly wage to annual salary with take-home pay breakdown.
Capital Gains Tax Calculator
Short-term vs long-term rates on stocks, real estate and investments.
State Tax Comparison
Compare take-home pay across all 50 states on any salary.
Retirement & Savings
401(k) Retirement Calculator
Project your 401(k) balance with employer match and compound growth.
Roth vs Traditional Calculator
Compare Roth and Traditional IRA/401(k) based on your current and retirement tax rates.
Social Security Estimator
Estimate monthly benefit at age 62, 67 (FRA) and 70.
HSA Calculator
Triple tax advantage — see how your HSA grows tax-free over time.
Retirement Withdrawal Calculator
How long will your retirement savings last? 4% rule analysis.
Net Worth Calculator
Track your total assets vs liabilities to find your true net worth.
Property & Loans
US Mortgage Calculator
Monthly payment, total interest and PMI for 15 or 30-year loans.
Auto Loan Calculator
Monthly car payment, total interest and total cost of the loan.
Rent vs Buy Calculator
Compare renting vs buying including mortgage, property tax and appreciation.
Student Loan Repayment
How long to pay off your student loans and total interest cost.
Tax Planning & Debt
Tax Refund Estimator
Estimate your refund or amount owed based on income and withholding.
Child Tax Credit Calculator
$2,000 per child — calculate your credit with income phase-outs.
Debt Avalanche vs Snowball
Compare the two most popular debt payoff strategies side by side.