UK Tax Guides & Articles
Plain English guides to UK tax, pensions, property and financial planning. Updated for 2026/27.
How Much Tax Do I Pay on a £40,000 Salary in 2026/27?
Complete breakdown of income tax and National Insurance on a £40,000 salary. See exactly what you take home monthly and yearly.
The 60% Tax Trap Explained: How Earning Over £100k Costs You More
Understand the 60% tax trap between £100,000 and £125,140. Learn how personal allowance taper works and strategies to reduce your effective tax rate.
Is Salary Sacrifice Pension Worth It? The Complete Guide for 2026
How salary sacrifice pension works, how much you save on tax and NI, and whether it is worth it for your situation. With worked examples.
Dividend vs Salary: The Most Tax-Efficient Way to Pay Yourself in 2026/27
How to pay yourself from a limited company. Compare salary, dividends and the optimal mix for minimum tax. Updated for 2026/27.
Stamp Duty for First-Time Buyers 2026: Complete Guide to FTB Relief
How much stamp duty first-time buyers pay in 2026. Rates, thresholds, eligibility rules and how to claim relief. Updated April 2025.
Student Loan Plan 2 Repayment: Threshold, Rate and How Long to Pay Off
Everything about Plan 2 student loan repayments. Current threshold, monthly deductions, interest rates and whether you will ever pay it off.
Self-Employed Tax Guide 2026/27: Everything Sole Traders Need to Know
Complete guide to self-employed tax in the UK. Income tax, Class 4 NI, allowable expenses, payment on account and Self Assessment deadlines.
10 Legal Ways to Reduce Your Tax Bill in the UK for 2026
Legitimate strategies to reduce your income tax, from pension contributions to marriage allowance. No loopholes, just smart planning.
Corporation Tax Marginal Relief Explained: Rates Between £50k–£250k Profit
How corporation tax marginal relief works for profits between £50,000 and £250,000. Calculation, examples and effective rates.
Capital Gains Tax on Property 2026: Rates, Exemptions and How to Calculate
How much CGT you pay when selling a property in 2026. Residential rates, annual exempt amount, private residence relief and payment deadlines.