Rent vs Buy Calculator UK
Compare the true cost of renting versus buying over time, including stamp duty and appreciation.
£
£
£
Over 10 years
Buying wins
by £80,040
Monthly mortgage
£1,501
Monthly rent
£1,200
Cost comparison over 10 years
Buying
Deposit£30,000
Stamp duty£5,000
Mortgage payments£180,120
Property appreciation+£103,175
Net cost£141,945
Renting
Total rent£165,080
Deposit invested+£48,867
Net cost£116,213