What is the take home pay on a £18,000 salary?

On a £18,000 salary in the UK for 2025/26, your take-home pay is £16,479.6 per year (£1,373 per month). You pay £1,086 in income tax and £434 in National Insurance.

How much tax do I pay on £18,000?

On a £18,000 salary, you pay £1,086 in income tax and £434 in National Insurance. Your effective tax rate is 8.45%.

£18,000 After Tax UK

If you earn £18,000 per year in the UK, your take-home pay will be £16,479.6 per year or £1,373 per month after income tax and National Insurance deductions.

Yearly

£16,480

Monthly

£1,373

Weekly

£317

Hourly

£7.92

Tax breakdown on £18,000 salary

Gross salary

£18,000£1,500/mo

Personal allowance

£12,570

Taxable income

£5,430

Income tax

-£1,086-£91/mo

Basic Rate (20% on £5,430)-£1,086

National Insurance

-£434-£36/mo

Main Rate (8%)-£434

Take-home pay

£16,480£1,373/mo

Tax year comparison

2025/26

2026/27

Income tax

£1,086

National Insurance

£434

Take-home

£16,480

Where your £18,000 goes

Take-home 92%

Tax 6%

NI 2%

Quick facts

Daily take-home£63

Hourly rate (gross)£8.65

Hourly rate (net)£7.92

Effective tax rate8.45%

Marginal rate28%

Compare salaries

£16,000£1,253/mo £17,000£1,313/mo £19,000£1,433/mo £20,000£1,493/mo £23,000£1,673/mo

Need more detail?

Add student loan, pension, and salary sacrifice to get your exact take-home pay.

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Dividend tax calculator →Self-employed tax →Salary sacrifice calculator →Student loan repayment →Pension calculator →