What is the take home pay on a £21,000 salary?

On a £21,000 salary in the UK for 2025/26, your take-home pay is £18,639.6 per year (£1,553 per month). You pay £1,686 in income tax and £674 in National Insurance.

How much tax do I pay on £21,000?

On a £21,000 salary, you pay £1,686 in income tax and £674 in National Insurance. Your effective tax rate is 11.24%.

£21,000 After Tax UK

If you earn £21,000 per year in the UK, your take-home pay will be £18,639.6 per year or £1,553 per month after income tax and National Insurance deductions.

Yearly

£18,640

Monthly

£1,553

Weekly

£358

Hourly

£8.96

Tax breakdown on £21,000 salary

Gross salary

£21,000£1,750/mo

Personal allowance

£12,570

Taxable income

£8,430

Income tax

-£1,686-£141/mo

Basic Rate (20% on £8,430)-£1,686

National Insurance

-£674-£56/mo

Main Rate (8%)-£674

Take-home pay

£18,640£1,553/mo

Tax year comparison

2025/26

2026/27

Income tax

£1,686

National Insurance

£674

Take-home

£18,640

Where your £21,000 goes

Take-home 89%

Tax 8%

NI 3%

Quick facts

Daily take-home£72

Hourly rate (gross)£10.10

Hourly rate (net)£8.96

Effective tax rate11.24%

Marginal rate28%

Compare salaries

£16,000£1,253/mo £19,000£1,433/mo £20,000£1,493/mo £22,000£1,613/mo £23,000£1,673/mo £26,000£1,853/mo

Need more detail?

Add student loan, pension, and salary sacrifice to get your exact take-home pay.

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Dividend tax calculator →Self-employed tax →Salary sacrifice calculator →Student loan repayment →Pension calculator →