How much stamp duty on a £100,000 property?

Stamp duty on a £100,000 property is £0 for home movers (0% effective rate). First-time buyers pay £0. Additional property buyers pay £5,000 including the 5% surcharge.

Do first-time buyers pay stamp duty on £100,000?

No. First-time buyers pay zero stamp duty on properties up to £300,000.

Stamp Duty on £100,000 Property

If you buy a £100,000 property in England or Northern Ireland, you will pay £0 in stamp duty land tax (0% effective rate). Updated with April 2025 HMRC rates.

Home mover

£0

0% · Standard rates

First-time buyer

£0

0% · FTB relief applied

Additional property

£5,000

5% · +5% surcharge

SDLT band breakdown on £100,000

Home mover

£0 – £100,000 (0%)£0

Total£0

First-time buyer

£0 – £100,000 (0%)£0

Total£0

Total purchase cost

Property price£100,000

Stamp duty£0

Est. legal fees~£800

Est. survey~£500

Estimated total£101,300

Stamp duty as % of price

Property 100.0%

SDLT 0%

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£125,000£0 £150,000£500 £175,000£1,000 £200,000£1,500

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