How much stamp duty on a £1,300,000 property?

Stamp duty on a £1,300,000 property is £73,750 for home movers (5.67% effective rate). First-time buyers pay £73,750. Additional property buyers pay £138,750 including the 5% surcharge.

Do first-time buyers pay stamp duty on £1,300,000?

First-time buyer relief is not available on properties over £500,000. Standard rates apply: £73,750.

Stamp Duty on £1,300,000 Property

If you buy a £1,300,000 property in England or Northern Ireland, you will pay £73,750 in stamp duty land tax (5.67% effective rate). Updated with April 2025 HMRC rates.

Home mover

£73,750

5.67% · Standard rates

First-time buyer

£73,750

5.67% · No relief (over £500k)

Additional property

£138,750

10.67% · +5% surcharge

SDLT band breakdown on £1,300,000

Home mover

£0 – £125,000 (0%)£0

£125,000 – £250,000 (2%)£2,500

£250,000 – £925,000 (5%)£33,750

£925,000 – £1,300,000 (10%)£37,500

Total£73,750

Total purchase cost

Property price£1,300,000

Stamp duty£73,750

Est. legal fees~£4,400

Est. survey~£500

Estimated total£1,378,650

Stamp duty as % of price

Property 94.3%

SDLT 5.67%

Compare property prices

£800,000£30,000 £850,000£32,500 £900,000£35,000 £925,000£36,250 £950,000£38,750 £1,000,000£43,750

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