How much stamp duty on a £225,000 property?

Stamp duty on a £225,000 property is £2,000 for home movers (0.89% effective rate). First-time buyers pay £0. Additional property buyers pay £13,250 including the 5% surcharge.

Do first-time buyers pay stamp duty on £225,000?

No. First-time buyers pay zero stamp duty on properties up to £300,000.

Stamp Duty on £225,000 Property

If you buy a £225,000 property in England or Northern Ireland, you will pay £2,000 in stamp duty land tax (0.89% effective rate). Updated with April 2025 HMRC rates.

Home mover

£2,000

0.89% · Standard rates

First-time buyer

£0

0% · FTB relief applied

Additional property

£13,250

5.89% · +5% surcharge

SDLT band breakdown on £225,000

Home mover

£0 – £125,000 (0%)£0

£125,000 – £225,000 (2%)£2,000

Total£2,000

First-time buyer

£0 – £225,000 (0%)£0

Total£0

Total purchase cost

Property price£225,000

Stamp duty£2,000

Est. legal fees~£1,175

Est. survey~£500

Estimated total£228,675

Stamp duty as % of price

Property 99.1%

SDLT 0.89%

Compare property prices

£125,000£0 £150,000£500 £175,000£1,000 £200,000£1,500 £250,000£2,500 £275,000£3,750

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