£
TaxSightHMRC 2026/27 RATES

Stamp Duty on £3,000,000 Property

If you buy a £3,000,000 property in England or Northern Ireland, you will pay £273,750 in stamp duty land tax (9.13% effective rate). Updated with April 2025 HMRC rates.

Home mover
£273,750
9.13% · Standard rates
First-time buyer
£273,750
9.13% · No relief (over £500k)
Additional property
£423,750
14.12% · +5% surcharge

SDLT band breakdown on £3,000,000

Home mover
£0£125,000 (0%)£0
£125,000£250,000 (2%)£2,500
£250,000£925,000 (5%)£33,750
£925,000£1,500,000 (10%)£57,500
£1,500,000£3,000,000 (12%)£180,000
Total£273,750

Total purchase cost

Property price£3,000,000
Stamp duty£273,750
Est. legal fees~£9,500
Est. survey~£500
Estimated total£3,283,750

Stamp duty as % of price

Property 90.9%
SDLT 9.13%

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