£
TaxSightHMRC 2026/27 RATES

Stamp Duty on £4,000,000 Property

If you buy a £4,000,000 property in England or Northern Ireland, you will pay £393,750 in stamp duty land tax (9.84% effective rate). Updated with April 2025 HMRC rates.

Home mover
£393,750
9.84% · Standard rates
First-time buyer
£393,750
9.84% · No relief (over £500k)
Additional property
£593,750
14.84% · +5% surcharge

SDLT band breakdown on £4,000,000

Home mover
£0£125,000 (0%)£0
£125,000£250,000 (2%)£2,500
£250,000£925,000 (5%)£33,750
£925,000£1,500,000 (10%)£57,500
£1,500,000£4,000,000 (12%)£300,000
Total£393,750

Total purchase cost

Property price£4,000,000
Stamp duty£393,750
Est. legal fees~£12,500
Est. survey~£500
Estimated total£4,406,750

Stamp duty as % of price

Property 90.2%
SDLT 9.84%

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