How much stamp duty on a £1,100,000 property?

Stamp duty on a £1,100,000 property is £53,750 for home movers (4.89% effective rate). First-time buyers pay £53,750. Additional property buyers pay £108,750 including the 5% surcharge.

Do first-time buyers pay stamp duty on £1,100,000?

First-time buyer relief is not available on properties over £500,000. Standard rates apply: £53,750.

Stamp Duty on £1,100,000 Property

If you buy a £1,100,000 property in England or Northern Ireland, you will pay £53,750 in stamp duty land tax (4.89% effective rate). Updated with April 2025 HMRC rates.

Home mover

£53,750

4.89% · Standard rates

First-time buyer

£53,750

4.89% · No relief (over £500k)

Additional property

£108,750

9.89% · +5% surcharge

SDLT band breakdown on £1,100,000

Home mover

£0 – £125,000 (0%)£0

£125,000 – £250,000 (2%)£2,500

£250,000 – £925,000 (5%)£33,750

£925,000 – £1,100,000 (10%)£17,500

Total£53,750

Total purchase cost

Property price£1,100,000

Stamp duty£53,750

Est. legal fees~£3,800

Est. survey~£500

Estimated total£1,158,050

Stamp duty as % of price

Property 95.1%

SDLT 4.89%

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