How much stamp duty on a £625,000 property?

Stamp duty on a £625,000 property is £21,250 for home movers (3.4% effective rate). First-time buyers pay £16,250. Additional property buyers pay £52,500 including the 5% surcharge.

Do first-time buyers pay stamp duty on £625,000?

First-time buyer relief is not available on properties over £500,000. Standard rates apply: £21,250.

Stamp Duty on £625,000 Property

If you buy a £625,000 property in England or Northern Ireland, you will pay £21,250 in stamp duty land tax (3.4% effective rate). Updated with April 2025 HMRC rates.

Home mover

£21,250

3.4% · Standard rates

First-time buyer

£16,250

2.6% · No relief (over £500k)

Additional property

£52,500

8.4% · +5% surcharge

SDLT band breakdown on £625,000

Home mover

£0 – £125,000 (0%)£0

£125,000 – £250,000 (2%)£2,500

£250,000 – £625,000 (5%)£18,750

Total£21,250

First-time buyer

£0 – £300,000 (0%)£0

£300,000 – £625,000 (5%)£16,250

Total£16,250

Total purchase cost

Property price£625,000

Stamp duty£21,250

Est. legal fees~£2,375

Est. survey~£500

Estimated total£649,125

Stamp duty as % of price

Property 96.6%

SDLT 3.4%

Compare property prices

£125,000£0 £150,000£500 £175,000£1,000 £200,000£1,500 £225,000£2,000 £250,000£2,500

Custom calculation?

Enter any property price with first-time buyer and additional property options.

Full calculator →

Related calculators

Mortgage calculator →Take-home pay calculator →Capital gains tax →